Insuring Off-Road Vehicles
Insuring UTV Vehicles
How easy is insuring your off-road vehicle? Whether you have a 4-wheeler, ATV, dirt bike, dune buggy, or golf cart, here are some tips for insuring your off-road vehicles.
Purchase separate off-road vehicle insurance coverage
You must purchase your UTV insurance coverage separately from your auto or homeowners insurance. Do you take your off-road vehicle to the lake or desert? If you do, you are no longer covered under your homeowner’s policy. That is why you are much better off purchasing a separate off-road insurance policy covering you on and off your property. Our team will review all our off-road insurance options and ensure that you receive the best coverage at the best rate.
Protect extras
If you personalize your off-road vehicle insurance, let your insurance agent know. Often, policies automatically include a limited amount of coverage for custom equipment. Depending on the custom equipment you put on your vehicle, you may need to purchase additional coverage.
Take a safety course
Taking a safety course will teach you how to ride your vehicle. Also, you can learn to unload it from your truck or trailer properly. An added bonus is, many UTV insurance companies will offer you a discount for having completed a safety course.
Insuring off-road vehicles together
If you have more than one off-road vehicle you should purchase one utv insurance policy and insure them all together. This will help bring down the cost.
Stay on the road
If you like to travel with your off-road vehicle on a trailer to different spots, make sure that your policy includes reimbursement for travel expenses if there is an accident or breakdown. Our agents will go over all of this when you contact us for your toy insurance quote.
A few additional things to consider for ATV vehicle insurance would be collision coverage. It will pay out for any damage to your off-road vehicle, whether you collide with another vehicle or a tree or fence. Bodily inquiry and property damage liability components cover you against costs you will have to pay to other people if you or off-road vehicles are responsible for the damage. As well as, comprehensive coverage will protect you for the costs associated with the loss or damage of your vehicle if it’s stolen or damaged by weather or a natural disaster.
To receive an insurance quote for an off-road vehicle like an ATV, 4-wheeler, dirt bike, dune buggies, golf carts, off-road motorcycles or any other off-road vehicle, please contact us. We will help make sure to get you the coverage you need specialized to you.