High Net Worth Insurance Arizona | Luxury Asset Protection

High Net Worth Insurance in Arizona

Protecting What Matters Most — With Precision and Privacy

Protecting that lifestyle becomes essential when you’ve worked hard to build a life of wealth, security, and legacy. At Professional Insurance Strategies, we specialize in high net worth insurance tailored for Arizona individuals and families who require more than basic coverage — they need personalized protection for luxury assets and future planning.

🔐 What Is High Net Worth Insurance in Arizona?

High Net Worth (HNW) insurance is a suite of specialized policies designed to protect significant assets and unique risks faced by affluent individuals. This includes:

• Luxury homes, vacation properties, and condos

• Exotic or high-value automobiles

• Art collections, antiques, jewelry, and collectibles

• Yachts, aircraft, and recreational vehicles

• Personal liability coverage well above standard limits

• Estate planning and wealth transfer protection

💼 Who Needs High Net Worth Coverage?

Our clients typically include:

• Business owners and entrepreneurs

• Physicians, attorneys, and professionals

• Investors with multiple properties

• Families with generational wealth or trusts

• Professional athletes and entertainers

📍 Arizona-Focused Insurance for the Affluent

Arizona’s high-end neighborhoods — from Paradise Valley and Scottsdale to Biltmore and the Catalina Foothills — require customized risk solutions. Whether it’s wildfire exposure, vacant seasonal homes, or liability from hosting large events, our team understands how to align your coverage with real-world risks.

🧩 Custom Coverage Solutions

We go beyond off-the-shelf insurance:

• Excess Liability/Umbrella Insurance
  Get millions in protection against lawsuits or personal injury claims.

• Private Collections Insurance
  Ensure your fine art, wine, or collectibles are covered at appraised value.

• Luxury Home Replacement Guarantees
  Rebuild to your exact standards — without worrying about depreciation or rising material costs.

• Domestic Employee Coverage
  Protect against claims involving nannies, personal chefs, or house managers.

🛡️ Concierge-Level Risk Management

Our private client advisors provide:

• Annual risk reviews and policy audits

• Security consultation for homes and digital assets

• Coordination with wealth managers and estate planners

• Access to trusted carriers like Chubb, PURE, and Cincinnati Insurance

📞 Start with a Private Consultation

Every high-net-worth lifestyle is different — and so is your insurance. Whether you’re based in Phoenix, Scottsdale, or elsewhere in Arizona, our licensed advisors specialize in luxury protection and discretion.

Call 623-463-9000 or Request a Quote Online for a confidential consultation today.