Employee Lawsuit Insurance
Quote Now An employee lawsuit could have a substantial financial impact on your business. Many small business owners are left vulnerable, mistakenly believing that their business liability insurance policies include employment practices liability insurance (EPLI). First, this is not the case. Insurers have strengthened their exclusions regarding EPLI coverage over the years. Even businesses with as...
Certificate of Insurance
Quote Now A certificate of insurance can be a frustrating need as a business owner. Do you need a law degree to complete certificates of insurance? It sure feels like it for our staff sometimes. First, they are more complicated and our insureds customers are more demanding. This is because of added language and increased limits...
Top Cybersecurity Insurance Trends in Arizona for 2025
Quote Now As cyber threats grow more sophisticated, businesses in Arizona must adapt. From ransomware to data breaches, the right cybersecurity insurance policy is becoming essential. Discover the key trends shaping coverage and what local organizations should focus on in 2025. 1. Increasing Ransomware Coverage Ransomware is now the top cyber risk—coverage that includes ransom...
Identity Theft in Small Businesses
Quote Now Identity theft in a small business happens to Millions of Americans who scrupulously guard their identities and personally identifiable information. Also, they fear that their bank accounts will be compromised, their identities stolen, and a parade of difficulties will follow them at the hands of those who wish to steal their identities. However...
Buying Business Insurance
Click here Buying business insurance but where do you start? Every small business owner needs to manage risk, and obtaining insurance is one of the simplest ways to do that. However, your insurance needs will vary based on a number of factors, including your industry and assets. Factors to consider when buying small business insurance Here...
Additional Insured vs. Loss Payee
Quote Now Don’t confuse additional insured and loss payees because both can be added to your business insurance policy, but they are not the same thing, and you should understand the difference. What are additional insureds First, an additional insured is a person or a business that is exposed to liability in its business relationship...
Insurance Contract Elements
Quote Now An insurance contract is the backbone of every established business’s operation plan, offering reassurance of financial stability should the worst-case scenario come to fruition. Understanding the elements of an insurance contract can seem daunting when it applies to a business versus a person. Below is a brief guide to the components of an...
Starting a trucking company
Quote Now Starting a trucking company or do you already own one? Know that you are going to be a magnet for attorneys and people looking to capitalize on any accident you may have. Today, I am going to try help you minimize this risk by looking at this problem from the side of a...
Box Truck Insurance
Quote Now Do you need box truck insurance? Do you own a box truck with an average length of 14 feet? If so, you need commercial truck insurance. Companies that drive these trucks will have to spend thousands on repairs if they were to get into an accident or have their equipment stolen. Sometimes even non...
Professional Liability Insurance
Quote Now Professional liability insurance, also known as errors and omissions (E&O) insurance, is an extremely important part of the professional life of any professional. Most jobs need a license to be able to do it. Even if there is not a physical license, you still have rules that you must follow. For example, doctors...