Understanding Plumbers Insurance:

Understanding Plumbers Insurance:

QUOTE NOW Plumbers- What You Need to Know Plumbing is a vital service that we rely on for the smooth functioning of our homes and businesses. However, just like any other profession, plumbing comes with its own set of risks and potential liabilities. That’s why plumber’s insurance is essential for protecting your business and financial...
Average Cost for NEMT Insurance

Average Cost for NEMT Insurance

Quote Now What is the average cost for NEMT insurance?  Of course, we will try answer the question for everyone but there are many factors that go into it.  The easiest answer is between $2000-$12,000 per year per vehicle.  Now, for the hard part of getting the correct pricing for your company.  Next, 9 categories...
Employee Lawsuit Insurance

Employee Lawsuit Insurance

Quote Now An employee lawsuit could have a substantial financial impact on your business. Many small business owners are left vulnerable, mistakenly believing that their business liability insurance policies include employment practices liability insurance (EPLI).  First, this is not the case. Insurers have strengthened their exclusions regarding EPLI coverage over the years. Even businesses with as...
Certificate of Insurance

Certificate of Insurance

Quote Now A certificate of insurance can be a frustrating need as a business owner. Do you need a law degree to complete certificates of insurance?  It sure feels like it for our staff sometimes.  First, they are more complicated and our insureds customers are  more demanding.  This is because of added language and increased limits...
Cybersecurity Insurance Trends

Cybersecurity Insurance Trends

Quote Now You may think cybersecurity insurance coverage is too costly for your small business to afford. Also, prices certainly have risen in recent years. But there is a good reason for that: cybersecurity insurance is now more expensive because of the rise in attacks and, thus, claims. Finally, that means it is more important...
Identity Theft in Small Businesses

Identity Theft in Small Businesses

Quote Now Identity theft in a small business happens to Millions of Americans who scrupulously guard their identities and personally identifiable information.  Also, they fear that their bank accounts will be compromised, their identities stolen, and a parade of difficulties will follow them at the hands of those who wish to steal their identities. However...
Buying Business Insurance

Buying Business Insurance

Click here Buying business insurance but where do you start? Every small business owner needs to manage risk, and obtaining insurance is one of the simplest ways to do that. However, your insurance needs will vary based on a number of factors, including your industry and assets. Factors to consider when buying small business insurance Here...
Additional Insured vs. Loss Payee

Additional Insured vs. Loss Payee

Quote Now Don’t confuse additional insured and loss payees because both can be added to your business insurance policy, but they are not the same thing, and you should understand the difference. What are additional insureds First, an additional insured is a person or a business that is exposed to liability in its business relationship...
Insurance Contract Elements

Insurance Contract Elements

Quote Now An insurance contract is the backbone of every established business’s operation plan, offering reassurance of financial stability should the worst-case scenario come to fruition. Understanding the elements of an insurance contract can seem daunting when it applies to a business versus a person. Below is a brief guide to the components of an...
Starting a trucking company

Starting a trucking company

Quote Now Starting a trucking company or do you already own one? Know that you are going to be a magnet for attorneys and people looking to capitalize on any accident you may have.  Today, I am going to try help you minimize this risk by looking at this problem from the side of a...