Commercial Umbrella Insurance

Commercial Umbrella Insurance

First, this insurance gives you extra coverage to help pay for costs that exceed certain liability policy limits. For instance, without commercial umbrella insurance  you’d have to pay out of pocket for liability claims that cost more than your coverage limits. Clearly, our trusted team will work with your business to find the best umbrella policy for you.  

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Commercial umbrella insurance throughout Arizona

For instance, commercial umbrella insurance is designed to supplement existing insurance policies. Additionally, this gives you an additional layer of protection for your business. Clearly, we’ll work with you to find the right umbrella solution to cover all your business needs.

Next, commercial umbrella coverage is a stand-alone liability policy that is purchased as a supplement to an insured’s general liability, automobile liability and employers liability policies. In addition, it provides excess limits over the underlying coverage.

Also, because it has its own exclusions and amendments, it provides broader coverage than what is provided in the underlying coverage. For example, losses are covered under that broader coverage are subject to a self-insured retention (SIR) that is commonly either $10,000 or $25,000. Additionally, the umbrella policy coverage is triggered when the limits of the underlying insurance are exhausted or when a claim not covered by an underlying policy occurs.

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(623) 463-9000


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Company information

2822 W. Northern Ave Phoenix, AZ 85051
Phone: 623-463-9000
Fax: 623-278-0020

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Mon-Fri | 9:00AM To 5:00PM