Commercial Property Insurance

Whether you own an office building, a retail space, or a warehouse, commercial property insurance helps protect the physical assets your business depends on. In Arizona, where wildfire, theft, and storm risks are real, it’s essential to have reliable protection you can trust.

At Professional Insurance Strategies, we help businesses across Phoenix, Glendale, Mesa, and the West Valley secure affordable, customized commercial property insurance solutions.

What Does Commercial Property Insurance Cover?

A typical policy can protect against:

• Fire, lightning, and smoke damage

• Storm, wind, and monsoon-related damage

• Vandalism and theft

• Burst pipes and water damage

• Business equipment, furniture, and fixtures

• Exterior signs and landscaping

Add-On Coverages You May Need:

• Business Interruption Insurance – Cover lost income during covered repairs

• Equipment Breakdown – Covers HVAC, refrigeration, and production equipment

• Tenant Improvements – Protects custom buildouts made to leased spaces

• Builder’s Risk Insurance – For properties under construction or renovation

Who Needs Commercial Property Insurance?

If you own or lease a business location, you likely need coverage. We frequently insure:

• Landlords of retail plazas or office suites

• Restaurant and bar owners

• Auto repair shops and body shops

• Medical and dental offices

• Churches and nonprofit buildings

• Manufacturing or distribution centers

Why Choose Us?

We specialize in insuring high-risk and high-value properties in Arizona, including those in wildfire zones or older downtown buildings. With access to top carriers like Nationwide, Liberty Mutual, Auto-Owners, Hartford, and Berkshire Hathaway, our agents compare dozens of options to get you the right coverage at the right price.

Get a Commercial Property Insurance Quote

Ready to protect your property and peace of mind? Our local agents are here to help. We’ll review your needs, explain your options clearly, and help you avoid gaps in coverage.

📞 Call us at (623) 463-9000
📍 Offices in Mesa, and Glendale
📧 Or Request a Quote Online

FAQs

Q: Is commercial property insurance required by law in Arizona?
A: No, but if you have a mortgage or lease, it’s usually required by your lender or landlord.

Q: Does this cover earthquakes or floods?
A: These are usually excluded but can be added with endorsements or separate policies.

Q: What if I work from home?
A: You may need a business property endorsement on your homeowners policy or a small commercial property policy depending on equipment value.

Have questions? We’re happy to help!