Quote Now An employee lawsuit could have a substantial financial impact on your business. Many small business owners are left vulnerable, mistakenly believing that their business liability insurance policies include employment practices liability insurance (EPLI). First, this is not the case. Insurers have strengthened their exclusions regarding EPLI coverage over the years. Even businesses with as…
Quote Now A certificate of insurance can be a frustrating need as a business owner. Do you need a law degree to complete certificates of insurance? It sure feels like it for our staff sometimes. First, they are more complicated and our insureds customers are more demanding. This is because of added language and increased limits…
Quote Now You may think cybersecurity insurance coverage is too costly for your small business to afford. Also, prices certainly have risen in recent years. But there is a good reason for that: cybersecurity insurance is now more expensive because of the rise in attacks and, thus, claims. Finally, that means it is more important…
Quote Now Identity theft in a small business happens to Millions of Americans who scrupulously guard their identities and personally identifiable information. Also, they fear that their bank accounts will be compromised, their identities stolen, and a parade of difficulties will follow them at the hands of those who wish to steal their identities. However,…
Click here Buying business insurance but where do you start? Every small business owner needs to manage risk, and obtaining insurance is one of the simplest ways to do that. However, your insurance needs will vary based on a number of factors, including your industry and assets. Factors to consider when buying small business insurance Here…
Quote Now Don’t confuse additional insured and loss payees because both can be added to your business insurance policy, but they are not the same thing, and you should understand the difference. What are additional insureds First, an additional insured is a person or a business that is exposed to liability in its business relationship…
Quote Now An insurance contract is the backbone of every established business’s operation plan, offering reassurance of financial stability should the worst-case scenario come to fruition. Understanding the elements of an insurance contract can seem daunting when it applies to a business versus a person. Below is a brief guide to the components of an…
Quote Now Do you need box truck insurance? Do you own a box truck with an average length of 14 feet? If so, you need commercial truck insurance. Companies that drive these trucks will have to spend thousands on repairs if they were to get into an accident or have their equipment stolen. Sometimes even non…
Quote Now Professional liability insurance, also known as errors and omissions (E&O) insurance, is an extremely important part of the professional life of any professional. Most jobs need a license to be able to do it. Even if there is not a physical license, you still have rules that you must follow. For example, doctors…
Quote Now There are a number of general contractor insurance requirements a general contractor needs. General contractors work all over the construction field. They can do anything from painting, drywall, carpentry work to any other job that must be done on a building site. This makes it important for them to have good insurance as…
Quote Now The premiums and coverage of car insurance Phoenix, AZ will vary greatly. Some auto insurance companies will offer more expansive coverage than others, while some auto insurance companies may offer cheaper premiums than others. The best thing to do is search for quotes from different auto insurance companies, see which company you qualify…
Get A Quote A workers comp audit is a review of your records to make sure that you have paid the right amount for workers’ comp insurance. The auditor can do this by mail, phone, or in-person. If you are selected for an audit, it will usually be during the months after your current policy…
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Quote Now Looking for auto insurance quotes comparison tools? It’s important to know that you’re getting the best deal when it comes to car insurance. That is why it is important to compare quotes and find the lowest rates for your coverage. There are a few things you’ll need to know when getting a car insurance…
Quote Now What does builders risk insurance cost? Builders risk insurance is a part of commercial builders risk insurance. It covers the cost of damages or destruction of buildings during construction. Coverage includes damage to buildings throughout construction and up until opening. Builders usually get reimbursed for covered losses, minus any applicable deductible when they…
Quote Now Cannabis insurance carriers are able to help cannabis companies protect themselves from being sued if they get injured by what the company makes. When cannabis became legal in Colorado, a lot of companies were created to offer help with marketing and compliance. Insurance is a product that pays for any damage or injury…
Quote Now The tow truck is a special kind of vehicle that lifts and carries other vehicles. Because of this, you need to get commercial tow truck insurance for the truck. But, the cost of insurance depends on many things like your driving record, where you live, and what type of business you are in….
Quote Now There are many types of tow trucks. Each one is important in the work it does. The price for tow truck insurance depends on what type of tow truck you have. Insurance experts can guide new and existing companies with insurance that fits their budget and needs. Most people think a tow truck…
Quote Now When a trucker gets into an accident, commercial trucking insurance pays for the damage. This is especially important since trucks carry lots of expensive things that might break. Commercial trucking companies have common carriers-liability insurance for their trucks, but this does not always cover all losses. So it is important to think about…
Quote Now Commercial truck insurance is important. Finding the best trucking insurance companies to compare truck insurance quotes is even more important. It is for trucks that are heavy and valuable. Commercial truck coverage has high coverage limits because of the weight and value of the trucks. There are three types of truck insurance. You…