Business Auto Insurance

First of all, business auto insurance helps cover medical payments and property damage related to an accident involving business-owned vehicles. Next, this coverage includes legal expenses if you are sued. Also, a policy may cover vehicle theft and vandalism.  Furthermore, most commercial auto policies include liability insurance to cover your business’s legal costs. For instance, liability coverage will kick in if you are at fault in the accident. 

Again, auto insurance for business use includes liability coverage.  Moreover, this pays for damages in an accident you caused. Also, liability covers legal expenses if you’re sued over the other driver’s injuries.

Next, business auto insurance coverage includes medical payments. This also includes medical expenses if you’re injured in a car accident and medical expenses for passengers in your vehicle.

Lastly, business automobile insurance protects against vehicle theft and physical damage. This also covers vandalism, certain weather events, and impact with another object.

Things to consider for Business Auto Insurance Quotes

For instance, about one in eight drivers in the United States are uninsured. Moreover, when they cause accidents, they might not be able to pay for damages. Furthermore, your uninsured and underinsured motorist coverage makes sure your business doesn’t have to pay for the medical expenses. 

Next, business auto liability insurance does not cover personal or leased vehicles unless the policy is endorsed. However, your business can still be held accountable if an employee gets into an accident in a personal or leased vehicle.  Also, hired and non-owned auto insurance is the appropriate policy for vehicles that your business uses but does not own. Furthermore, this policy is recommended for businesses where employees regularly drive their own cars for work.

Moreover, commercial car insurance is essential for those that run a business.  However, obtaining the proper coverages can be confusing. Professional Insurance Strategies team will help educate you and make sure you have the proper coverage at an affordable rate for your business.  Request a quote today!